For most of this election season, we were hoping that the candidates and at least one debate question touched on something that was glaringly obvious to us who were watching at home… our homes. The lack of focus on how federal policies will impact us where we rest our heads each night was frustrating. We […]

America’s Homeowner Alliance has submitted its suggestions to the FHFA on how the GSEs (Fannie Mae and Freddie Mac) can better serve low- and moderate- income borrowers. Specifically, AHA called upon the Federal Housing Finance Agency (FHFA), the regulator for Fannie Mae and Freddie Mac, to include in new regulations requirements to expedite implementation of […]

The ongoing policy debate regarding the federal government’s role in the housing marketplace often pits taxpayers against homeowners, as if their goals are separate and somehow incompatible. Although the national rate of homeownership has dropped to a 48-year low of 63 percent, the fact still remains that the taxpayer on one side of the debate, […]

Today the America’s Homeowner Alliance (AHA) joins key associations and non-profits to express support for a proposal that could reduce costs to homeowners who obtain conventional mortgages sold to Fannie Mae and Freddie Mac (the Enterprises). The proposal conservatively suggests that if implemented by the Enterprises, a homeowner could save approximately 15 basis points on […]

The America’s Homeowner Alliance (AHA) and other influential associations, non-profits and coalitions successfully prevented Congress from raising fees on mortgage loans sold to Fannie Mae and Freddie Mac to capitalize the federal government’s Highway Trust Fund. Because of these efforts, the government had to find other sources of revenue that are not harmful to future homebuyers in […]

Alongside over 2,000 organizations, America’s Homeowner Alliance (AHA) declared its support for the continued extension of the mortgage insurance tax deduction and other expiring provisions of the tax code that benefit homeowners and aspiring homeowners. This letter asks Congress to renew the now-expired mortgage insurance deduction and make it applicable for 2015 and 2016 which […]

Would-be homebuyers recently averted a major price hike by the narrowest of margins. No, this potential hike had little to do with the wholesale cost of building materials, the cost of borrowing capital, a scarcity of inventory, or the transaction costs of builders, realtors or lenders. Rather, the latest proposed tax on new homeowners was […]

AHA Policy Analysis For the 5.5 million homeowners and businesses in over 21,000 communities throughout America protected by the National Flood Insurance Program (NFIP)1, the topic of affordable flood coverage sponsored by the US government is something they probably know a good deal about. For the rest of the America’s homeowners and the taxpayer at […]

Even the most casually informed reader has likely heard at least some of the troubling news and numbers tied to homeownership in America today. American homeownership is at its lowest level in more than two decades, and trending lower. The recent foreclosure crisis stripped away more than $7 trillion in homeowner value in only a […]

The case for the widespread use of housing counseling in America’s residential housing marketplace is both simple and straightforward: virtually everyone who has a hand in the construction, financing and sale of an American home today is made better by the presence of U.S. Department of Housing and Urban Development (HUD)-certified housing counseling at some […]


Stay Informed: Sign Up For Our Email Newsletter