Leadership Team

Phil Bracken

Chairman and Founder

Phil Bracken has been serving the homeownership industry since 1975.

  • EVP of Wells Fargo – 15 years Government & Industry Relations
  • Managing Director of Prudential Home Mortgage – 5 years
  • CEO of America’s Mortgage Company – 10 years
  • Current chairman of the Mortgage Bankers Association of Missouri
  • Advisory Board Member of the National Association of Real Estate Brokers (NAREB), the Asian Real Estate Association of America (AREAA), and the National Association of Hispanic Real Estate Professionals (NAHREP).
  • Past Chairman of the Corporate Partners of the National League of Cities and engineered a unique National Alliance Agreement with the US Conference of Mayors
  • Recipient of “lifetime achievement award” from NAREB, NAHREP, and Mortgage Bankers Association (MBA) of America which awarded their highest honor in recognition of a lifelong dedication and prominent service to MBA and the mortgage lending industry
  • Creator and architect of the Housing Policy Council of the Financial Services Roundtable and initiated the Hurricane Katrina Relief Coalition in Washington, DC. In addition, he currently is Co-Chairman of the Consumer/Lender Roundtable and the Head of the Housing Recovery Alliance in Washington, D.C.
  • Boards & Affiliations:

    Co-Chairman of the Consumer/Lender Roundtable
    Head of the Housing Recovery Alliance in Washington, D.C.

Tino Diaz

Managing Director – Chief Administrative Officer

Tino Diaz has been serving the homeownership industry since 1975.

  • CEO of CharisPros USA Management Services (to homeownership industry) – 11 years
  • CEO of Vertex Mortgage Bankers – 6 years
  • CEO of AIB Mortgage Company – 4 years
  • CEO of The Delta Group USA – Management Services (to financial services industry) – 9 years
  • Director of US League of Savings Institutions- Management Services, Institute of Financial Education, SAF Systems & Forms – 8 years
  • Founding Managing Officer – Americana Federal Savings & Loan – 2 years
  • National Chairman & President – National Association of Hispanic Real Estate Professionals (NAHREP)
  • Chairman and architect of the NAHREP Code of Trust – “En Confianza”
  • Recipient of the Distinguished Alumni Award in the field of Marketing, University of Illinois
  • Board Member – Property & Loan Committee, Diocese of Southeast Florida
  • Member of the Consumer Advisory Council, Federal Reserve Board of Governors

Boards & Affiliations:

Director Emeritus of NAHREP of South Florida
Build Volunteer – Habitat for Humanity

Garrick T. Davis

Managing Director – Chief Policy Officer

Garrick Davis has been serving the homeownership industry since 1993.

  • Policy Analyst, Executive Office of the President of the United States, The White House
  • Compliance Principal (Series 24), Lincoln Financial Group
  • Financial Executive, Harris Trust and Savings Bank
  • Registered Representative, Paine Webber Group
  • Fixed Income Specialist, Kidder Peabody, Inc.
  • Legislative Director – Economic and Financial Policy, National Urban League

Boards and Affiliations:

University of Pennsylvania, Fels Institute of Government, Alumni Leadership Council
National Institute of Metalworking Skills – Board of Directors
Manufacturing Renaissance – Board of Directors
Augustus F. Hawkins Foundation for Education Excellence – Board of Directors
The Clarion Call – Board of Directors
Former Business Council Member, US Conference of Mayors

Education:

Bachelor of Science, Georgetown University School of Foreign Service
Master of Public Administration, University of Pennsylvania

Rod W. Luckhart

Managing Director – National Sales and Membership Development

Rod Luckhart has been serving the homeownership industry since 1978. Rod’s career included positions with Olympic Federal Savings Bank in Illinois, Midwest and Mid Atlantic Production Manager for Prudential Home Mortgage and President of Baird & Warner Financial Services in Chicago. Rod served as head of Eastern US mortgage production at Royal Bank of Canada and National Vice President of Industry Relations for Wells Fargo Home Mortgage.

Business development and policy victories with the external organizations he managed for Wells Fargo such as:

  • National Association of Home Builders
  • National Association of Realtors
  • Women’s Council of Realtors
  • Real Estate Services Providers Council
  • Mortgage Bankers Association of America
  • National Diverse Segments Realty Organizations.

Boards and Affiliations:

Past President – State of Illinois Mortgage Bankers Association
State of Illinois Real Estate Broker’s License

Awards and Recognition:

RBC Mortgage Group, President’s Award
State of Illinois Mortgage Bankers Association, President’s Award for Leadership
State Flag of Texas, Texas Homebuilders and Legislators in recognition of industry leadership
Team Excellence Service Awards, Wells Fargo Home Mortgage.

Kara Ward

Kara Ward has been serving as policy counsel for 6 years.

  • Assistant General Counsel, Legal Services Corporation
  • Attorney-Advisor, Office of the General Counsel, Banking and Finance, U.S. Department of the Treasury
  • Attorney-Advisor, Office of the General Counsel, Community Development Financial Institutions Fund, U.S. Department of the Treasury

Boards & Affiliations:

Pro Bono Counsel – Washington Legal Clinic for the Homeless
Policy Advocate – Good Faith Communities Coalition
Member – Women in Housing & Finance, Inc.

Education:

Bachelor of Arts, Georgetown University
Juris Doctor, The George Washington University Law School

Sue Johnson

Senior Advisor

Sue Johnson has been serving the homeownership industry since 1981.

  • Founder, President and Executive Director of the Real Estate Services Providers Council, Inc. (RESPRO®).
  • Director of Government Relations for the Coldwell Banker Real Estate Group, the then-parent company of the Coldwell Banker Residential Group, Sears Mortgage Corporation, Sears Savings Bank, and Homart Development Corporation.
  • Legislative Counsel for Sears, Roebuck and Co., specializing in financial services legislation.
  • Senior Legislative Assistant for the U.S. Department of Housing and Urban Development (HUD).
  • Congressional Relations Representative for the U.S. Department of Housing and Urban Development (HUD).
  • Attorney-Advisor for the U.S. Office of Consumer Affairs.

Education:

  • B.S. with High Distinction; University of Nebraska in Lincoln, Nebraska
  • J.D. and Regents Scholarship, University of Nebraska College of Law in Lincoln, Nebraska

Affiliations:

  • Member, D.C. Bar Association
  • Contributing Editor, REAL Trends
  • Member, Women in Housing and Finance, Inc.

 



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