News & Press: The Road Home Newsletter

Tax Reform and What It Means to You

Thursday, December 7, 2017  
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December 7, 2017
Tax Reform and Members of the America’s Homeowner Alliance (AHA)
As the House and Senate begin their negotiations over tax reform, important issues to the homeowners of today and tomorrow will continue to be debated.  For example, the potential value of the mortgage interest deduction and the state and local tax (SALT) deduction vie with the increase in the standard deduction and other changes that will be favorable to certain segments of taxpayers and homeowners.  
AHA believes that any changes to the mortgage interest deduction need to include provisions that are equal to or better for current and prospective homeowners and provide the incentives to homeownership that Americans have supported since 1913.  It is unlikely that we will know the final “verdict” until a bill reaches the President’s desk.  But we’re working on it – everyday – on your behalf. 
You may be asking yourself, your neighbors, or folks in line at the grocery store, “What can I do about tax reform?  Seems like it is happening pretty fast.”  Surely, writing to or calling your members of Congress is helpful - just click here to reach out to your representatives to share your views.  
But voices magnified are more effective in Washington. That is the precise reason why America’s Homeowner Alliance exists.  We are here to put in clear terms to policymakers exactly who, how and when tax proposals will affect you, the homeowner and aspiring homeowner.  When we sit down with policymakers, numbers matter.  That is why we ask you to talk to your friends and family to ask them to join AHA.  
Please heed this as a call to action to ask your “network” today to join our AHA members to further support our mission:  to protect and promote sustainable homeownership for all segments of America. We’ve been working hard to build membership in AHA so that your voice and that of Homeowners everywhere would have an impact on the outcome of Tax Reform and so many more issues in Washington. 
The next big issue for homeowners that is likely to be addressed by Congress after Tax Reform is Housing Finance Reform.  More specifically – the reform of Fannie Mae, Freddie Mac and the FHA.  One could argue that few people buy a house “because” of the mortgage interest deduction.   But no one can refute that homeownership is more affordable and accessible because of the 30-year fixed rate mortgage, low downpayment mortgage options, historically low mortgage interest rates -- and competition from a wide spectrum of lenders.  All of that is at risk in the upcoming next big debate and another reason for us to aggressively grow our membership and voice.
Again – we need your friends and family members and co-workers to join the AHA so we can be ready with the army of voices that will be necessary to dictate the right outcome for Homeowners and aspiring Homeowners as well on the next big issues as they arise . . . and they will continue to arise in 2018.
Thank you for your support – we’re proud to represent you! We’ll be back to you shortly with a Tax Reform analysis as soon as we complete our efforts on your behalf.
Innovative Christmas Decorating Ideas
Check out these fun, creative and budget-friendly ideas that will enhance the spirit of Christmas throughout your home and delight your family and guests!
  • The Family Handyman.  “100 Incredible Christmas Tree Decorating Ideas”.  Article here
  • Readers Digest.  “24 Christmas Decorations Anyone Can Handle”.  Article here
  • Lifehack.  “40 Christmas Decorating Ideas That Will Bring Joy to Your Home.”  Article here.        
Shop ‘Til You Drop for Savings!
Do not miss the daily offers for discounts and cash back on gifts, electronics, travel and everyday needs!  Just go to and click on Access Member Rewards.  For many online merchants, December 15th is the last day for free shipping to arrive by Christmas.  Merry shopping!

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