About Us

Of the 17 million new households formed in the next 15 years, 13 million will be traditional minorities. The need is immense…and the opportunity is contracting. Homeownership is under attack from many different venues. Single family homeowners lost nearly $7 trillion in aggregate value from the peak in 2007. With the $7 trillion value loss, homes are more affordable than any time in the past 15 years. We have the lowest mortgage rates in history, and yet homeownership rates are falling in every segment of America. Credit is too tight; government and business policies are making it very difficult for first time homebuyers to achieve the dream of homeownership; legislation and regulation currently under consideration could make it even less attainable.

The AHA is the “advocate” voice to protect against policies that do not meet the test of protecting or promoting sustainable homeownership for all segments of America.


Board of Directors


Phil Bracken
Chairman and Founder


Tino Diaz
Managing Director
Chief Administrative Officer


Mike Kappas


Jim Park


John Taylor


Barrett Burns


Gary Acosta


Julius L. Cartwright

Leadership Team


Managing Director - National Sales and Membership Development


Kara Ward

Policy Counsel


Sue Johnson

Senior Advisor

Donna Burge

Senior Advisor

Advisory Board

Stella Adams - Former Exec. Director - North Carolina Fair Housing Alliance    

Ed Gorman - EVP - National Community Reinvestment Coalition  

Lisa Rice - VP - National Fair Housing Alliance    

John Wong - Past Chairman - Asian Real Estate Association of America

Jerry Ascencio - Past Chairman - National Assoc. of Hispanic Real Estate Professionals    

Shawn Krause - EVP - Quicken Loans 

Cy Richardson - SVP - National Urban League    

Barry Zigas - Directory Housing Policy - Consumer Federation of America

Armando Falcon - Former Regulator of Fannie Mae and Freddie Mac    

Joe Murin - Former President - Ginnie Mae     

Donnell Spivey - President - National Association of Real Estate Brokers

Marcia Griffin - President and CEO, HomeFree USA