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The Headwinds Against Homeownership in America
Homeownership is in trouble. During the COVID crisis in the second quarter of 2022, the US Census Bureau reported the Homeownership Rate in America was 67.9%. By the fourth quarter 2024 they reported the homeownership rate had dropped to 65.6%. It’s still in atrophy as we are near the end of 2025.
Phillip Bracken
Nov 10, 20256 min read


Unlock the American Dream: Urgent Housing Policy Reforms Needed for Aspiring Homeowners
We often end our Road Home Newsletters with the closing….Onward and Upward! You’ll see below that we’re keeping that positive and hopeful...
Tino Diaz
Mar 10, 20253 min read


Consumer Confidence… and “Five in Five”
Despite reasonably good economic reports and slight declines in inflation, the Conference Board released the September Consumer...
Tino Diaz
Oct 16, 20242 min read


SINGLE FAMILY HOMEOWNERSHIP IS UNDER ATTACK – LET’S FIGHT TO SAVE IT!
You don’t have to look far. The FIGHT is right in front of you. For many of you, this fight is not optional. You – and homeownership...
Tino Diaz
Nov 16, 20234 min read


Celebrating Women’s History Month and International Women’s Day
This month, in observance of Women’s History Month, America’s Homeowner Alliance is celebrating women and the role women have played in...
susie henson
Mar 7, 20232 min read


Celebrating Two Major Victories for Homeownership
For America’s homeowners and aspiring homeowners, two significant policy changes have made getting a mortgage loan more fair and less...
Phillip Bracken
Dec 7, 20222 min read


Independence Day or Intervention Day?
As we celebrate our nation's independence, we keep thinking – should we create a new day to celebrate in America? Nothing really compares...
Tino Diaz
Jul 5, 20223 min read


Now Here's Some Good News!
Finally there is a bit of good news for beleaguered homebuyers. Amid the headlines about the housing inventory crisis, rising home...
Phillip Bracken
Apr 25, 20223 min read


Homeowners in the Path of Hurricane Ida Require Attention – Now
Some things are important. Some things are urgent. Sometimes things are both important and urgent. In the wake of Hurricane Ida, the...
Donna Burge
Sep 2, 20213 min read


Homeowner’s Hurt Twice
Policy Makers: Please Wake Up! On July 31st, Homeowners got to face not one – but two growing Crises. #1 is horrible and #2 rubs salt in...
Phillip Bracken
Aug 1, 20213 min read


A Victory for Homeowners!
As all of you know – victories are not easy to achieve – in any endeavor. But a huge congratulations to the existing homeowners of...
Tino Diaz
Jul 24, 20212 min read


Independence on Independence Day
It is time for summer fun! The 4th of July represents the epitome of summer fun for many of us – but so much more – as we celebrate our...
Phillip Bracken
Jun 29, 20212 min read


Celebrating - Flag Day, June 14, 2021
The American Flag represents the best of our country and the crusade to sustain the liberty, freedom and pursuit of happiness that we...
Phillip Bracken
Jun 14, 20211 min read


Here’s How to Fix the Single Family Housing Inventory Shortage
For our current members of the America’s Homeowner Alliance (AHA) – and for all the current or aspiring homeowners who should be members...
Phillip Bracken
Jun 10, 20219 min read


The Truth About the Homeowner Crisis in America
This may not be a popular story for Policy Makers and the “old guard” legacy groups in Washington DC. But we’re not trying to win a...
Tino Diaz
Apr 27, 20214 min read


Welcome to a New Year!
The good news is – we get to move past the struggles and strife that 2020 will be remembered for bringing to all of us. We’re hopeful...
Phillip Bracken
Apr 19, 20213 min read


Reduction in Fannie Mae and Freddie Mac Fees
Last year, 25 Trade Associations wrote to Federal Housing Finance Authority (FHFA) Director Mel Watt pleading with him to reduce Guaranty...
Phillip Bracken
Jan 27, 20211 min read


Reducing Reliance on the Government Backstop
Today, private mortgage insurance (MI) has been used by mortgage lenders of all sizes to mitigate the negative consequences of borrowers...
Phillip Bracken
Jan 27, 20211 min read


National Housing Policy and GSE Resolution
The nation needs a national housing policy to inform decisions regarding tax reform, regulations and resource allocation. This should...
Phillip Bracken
Jan 27, 20211 min read
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